Razorpay, India's leading omnichannel payments and business banking platform, has launched the country's first Model Context Protocol (MCP) Server for payment gateways. This groundbreaking innovation enables AI systems to initiate, manage, and complete payments instantly, marking a significant leap forward in AI-driven financial technology.

Revolutionizing Payment Interactions

The MCP Server allows businesses to integrate their AI assistants or automation tools directly with Razorpay's infrastructure. This integration facilitates seamless initiation of various payment services—such as creating or sending payment links and initiating refunds—without relying on traditional APIs or dashboards. For instance, a simple command like “Send a payment link of ₹500 to Neha on WhatsApp” can now be processed in seconds, with the MCP Server generating the link, sending it via WhatsApp, and completing the transaction securely and instantly.

Empowering AI-Driven Business Operations

By enabling AI assistants to handle payment initiation, authorization, and completion, Razorpay's MCP Server transforms how businesses operate. Whether it's a conversational AI in chat, a custom agent inside an app, or an automated backend system, the MCP Server allows secure, real-time payments from just a line of text. This advancement means businesses can collect payments, issue refunds, or run workflows without navigating through complex forms, giving AI assistants full payment capabilities.

Key Benefits for Businesses

Razorpay's MCP Server offers several advantages:

• Faster AI-Powered Experiences: Businesses can launch AI-native products in as little as 15 minutes.
• Payments at the Speed of Thought: From conversational AI to autonomous workflows, payments are executed in seconds.
• Enterprise-Grade Security: Built on Razorpay's secure infrastructure, ensuring robust protection for all transactions.
• Smarter Business Operations: Enables voice-activated payments, AI-based retries, autonomous financial reporting, and more.

A Vision for the Future

Khilan Haria, Chief Product Officer at Razorpay, emphasized the transformative potential of the MCP Server:

“At Razorpay, we believe the future of payments will be invisible, ambient, and agent-driven. With India’s first MCP Server for a payment gateway, we’re unlocking a world where AI doesn’t just consume information—it takes action.”

This launch positions Razorpay at the forefront of AI-integrated financial solutions, setting a new standard for intelligent, seamless, and secure payment experiences in India and beyond.