Worth saying up front: for most investors, most of the time, a good mutual fund does this job better and cheaper. PMS is a different tool, not a superior one. If it does not suit your situation, we will tell you so and point you to the funds that do.
What an AIF can hold that a mutual fund cannot [Unlisted equity in private companies, at size] [Pre IPO placements and anchor allocations] [Concentrated positions — up to 25% of the fund in one business] [Structured and hybrid instruments, and leverage in Category III] [A closed structure, so the manager is never a forced seller]
The three categories, plainly
SEBI sorts every AIF into one of three buckets. The category tells you a great deal about what the fund can do, how long your money is committed and how it will be taxed.(Category ) Funds the state wants funded
Start-ups, early-stage ventures, social ventures, SMEs and infrastructure — sectors treated as economically desirable, so these funds receive certain concessions. Generally close-ended and pass-through for tax. [Typical vehicles -Venture capital funds, angel funds, SME funds, infrastructure funds]
(Category ) Private equity and private credit
The largest category by commitment. Invests in unlisted companies through equity or debt, without leverage beyond day-to-day needs. Almost always close-ended: capital is called in tranches and returned as investments are realised. Generally pass-through for tax. [Typical vehicles -Private equity, growth capital, private credit, real estate, fund of funds] We distribute a fund in this category
(Category ) Complex or leveraged strategies
Diverse or complex trading strategies, permitted to use leverage including through derivatives. Often open-ended, with NAV published periodically and a defined redemption route. Generally taxed at fund level, so you receive proceeds already taxed. [Typical vehicles -Long only funds, long short funds, absolute return funds] We distribute a fund in this category
The strategy we distribute
We are a distributor. We do not manage money, and we are not the portfolio manager of the strategy below. {Discretionary PMS , Multi-cap , Benchmark: BSE 500 TRI , Launched March 2026}How the manager picks stocks (InvestValue calls its framework Vector. Six filters, applied in sequence, described here as the manager describes them)
[V -Value & quality =Clean balance sheets, ROE and ROCE above 15%, transparent governance] [E -Earnings momentum =Consistent growth, margin trends, visible demand] [C -Chart structure =Healthy price trend, volume confirmation, position against moving averages] [T -Trend strength =Relative strength, institutional flows, volatility assessment] [O -Position sizing =Risk-aligned, conviction-based, liquidity-aware] [R -Review & rebalance =Quarterly committee reviews, defined exits, documented process](500 stocks :Universe screen =Market capitalisation and liquidity filters) (150–180 :Quantitative screen =Revenue CAGR above 10%, PAT CAGR above 12%, positive earnings momentum) (50–70 :Quality filter =ROE and ROCE above 15%, low debt to equity, positive operating cash flow, clean governance record) (15–30 :Momentum and risk =Price above key moving averages, relative strength against the BSE 500, controlled volatility, adequate liquidity)
What you see after we speak
The private layer — served to an investor who has confirmed eligibility and asked for it.
Private layer — after eligibility confirmation
(India Winners Portfolio — full terms
=InvestValue Capital Pvt. Ltd. · SEBI Reg. INP000009773 · Benchmark BSE 500 TRI)
[Portfolio manager | InvestValue Capital Pvt. Ltd., Andheri (East), Mumbai
=Nature | Discretionary Portfolio Management Services
=Minimum commitment | ₹50,00,000
=Option A — fixed fee | 2.50% per annum on daily AUM
=Option B — hybrid fee | 1.50% fixed plus 15% performance fee above a 10% hurdle
=Exit load | 2% in year 1 · 1% in year 2 · nil thereafter
=Strategy AUM | ₹21.76 Cr as on 31 May 2026
=Current holdings | 18 stocks · top 5 concentration 27.41%
=Position limits | 20% single stock · 20% single sector · 20% single group company
=Market cap mix | Model portfolio: large cap 22% · mid cap 25% · small cap 40% · cash 13%
=Live period | 2 March 2026 to 31 May 2026 — approximately three months
=Return since inception | 9.66% TWRR against the BSE 500 TRI at −2.34% over the same period. Absolute for roughly three months, not annualised.
=Investment leadership | Aditya Agarwala (Co-Founder & CIO, 17+ years), Siddharth Purohit (PM – =Equity, 20+ years), Sunny Trisal (PM – Debt, 19+ years)
=Grievance officer | Mr. Shubham Gagrani, InvestValue Capital]
{The strategy has been live for approximately three months. Returns for this period are absolute, not annualised, and cannot be projected forward.Returns are calculated using Time Weighted Rate of Return at aggregate strategy level and are not verified or certified by SEBI. An individual client's returns will differ from the strategy aggregate depending on entry date, additional investments, withdrawals, expenses and dividend income. Past performance may or may not be sustained in future. Standardised peer comparison is published by the Association of Portfolio Managers in India at apmiindia.org. Read the Disclosure Document before investing}
How the process runs
Typically three to six weeks from first conversation to units allotted.
(Verify everything we tell you
-You should not have to take our word for any of it — and in a product this opaque, you especially should not.)
{The fund's registration
=Every AIF's registration can be checked against SEBI's public list of registered Alternative Investment Funds. SMC India Opportunities Fund is a scheme of SMC Alternate Investment Trust under IN/AIF3/23-24/1455. If a registration number cannot be verified, walk away — from us included.}
{Performance against peers
=SEBI requires AIFs to report performance to a benchmarking agency, which publishes standardised industry benchmarks by category and vintage. Ask any manager for their benchmarking report and compare it against peers of the same vintage — not against a factsheet, including one we send you.}
{The PPM, and its audit
=Category II and III AIFs must issue a Private Placement Memorandum in SEBI's template and have compliance with it audited annually. Ask for the PPM audit report. A manager who is comfortable handing it over is telling you something useful.}
Frequently Asked Questions
Partners usually ask
What is the We Grow Wealth Partner Program?
It's a zero-investment program that lets you refer clients to buy or sell unlisted and pre-IPO shares through our platform, and earn commission on every closed deal.
Is there any fee to become a partner?
No. Signing up, verification and access to the partner dashboard are completely free — there's no upfront cost at any stage.
How and when do I get paid?
Commission is calculated on completed deals and paid out fortnightly directly to your registered bank account.
Do I need prior experience in financial services?
No prior experience is required. Our research reports and RM support are designed to help you guide clients confidently from day one.
Who can join the program?
Anyone with a network of potential investors — financial advisors, brokers, or individuals looking to build a second income stream — can apply.
Investments in Portfolio Management Services are subject to market and other risks. Returns are neither assured nor guaranteed and capital is at risk. Past performance is not indicative of future results. Read the Disclosure Document and all related documents carefully before investing.
Mutual fund distribution services referred to elsewhere on this website are provided by SMG Financial Services, a partnership firm holding AMFI Registration Number ARN-338796 and associated with We Grow Wealth Pvt. Ltd.
{Our role
=We Grow Wealth Pvt. Ltd. acts as a distributor of Portfolio Management Services. We are not a portfolio manager, we do not manage portfolios, and we do not hold client funds or securities at any stage.
=We are not a SEBI-registered Investment Adviser and do not provide investment advice or financial planning for a fee. Nothing on this page is a recommendation to invest in any strategy.
=PMS distribution is carried out by personnel holding NISM Series-XXI-A: PMS Distributors Certification, registered with the Association of Portfolio Managers in India under APRN APRN-XXXXX.}
(Disclosures
-The minimum investment in a PMS is ₹50 lakh, prescribed by the SEBI Regulations, 2020.
-Registration with SEBI does not imply approval or endorsement of any portfolio manager or strategy by SEBI, nor any assurance of returns.
-Performance information provided by portfolio managers is not verified or certified by SEBI. Standardised peer comparison is published by APMI at apmiindia.org.
-An individual client's returns will differ from a strategy's aggregate returns depending on entry date, additional investments, withdrawals, expenses and dividend income.
-We are remunerated by the portfolio manager on a trail basis only. No upfront commission is payable on PMS. You may approach any portfolio manager directly.
-Strategy names, frameworks and materials referred to on this page belong to their respective portfolio managers and are used with permission for distribution purposes.)
[Grievance redressal
-Level 1 : Our support desk: info@wegrowwealth.in, +91 XXXXX XXXXX (Mon–Sat, 9:00–18:30)
-Level 2 : The compliance or grievance officer of the concerned portfolio manager
-Level 3 : SEBI SCORES portal, scores.sebi.gov.in
-Level 4 : SMART ODR portal for online dispute resolution]
[Offer documents
=The Disclosure Document and PMS agreement for any strategy are provided by the portfolio manager and are also available on the manager's website. Read them before investing.
=Registered office: Majestic Signia Tower, Office No. 3, 8th Floor, A-27A, Sector 62, Noida, Uttar Pradesh.]
What a ₹1 crore commitment actually looks like
The single most misunderstood mechanic in a close-ended fund. Money goes out in pieces, comes back in pieces, and the middle years feel like nothing is happening.{Capital called from you} [Capital returned to you] (Illustrative pattern only — not a forecast, and not the schedule of any particular fund.)
(Year 1 Called: ₹30 L — first investments made, management fee begins on committed capital) (Year 2 Called: ₹35 L — portfolio building out toward its target number of positions) (Year 3 Called: ₹25 L — deployment largely complete; reported value may still sit below cost) (Year 4 Called: ₹10 L · Returned: ₹15 L — first realisation, possibly a secondary sale) (Year 5 Returned: ₹85 L — larger exits; distributions flow as they happen, not on a schedule) (Years 6–7 Returned: balance — tail positions realised, fund wound up, carry settled)